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Real Estate Dictionary

Assumable Loans

In today’s real estate market, assumable loans are being pushed a lot by listing agents. But what is an assumable loan and is it a good option for you? Troy Reichert, from the Reichert Mortgage...
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Interest Rate Buy Down

We sat down with Troy Reichert, from the Reichert Mortgage Team, to discuss interest rate buy downs. What are they? Are they worth the cost? When are they beneficial? Who pays for them? We answer...
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Mortgage Questions

Through our years of working in real estate, we’ve received a variety of mortgage questions, from both buyers and sellers. We sat down with Troy Reichert, from the Reichert Mortgage Team, to answer some of...
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Pre-Qualified vs Pre-Approved

What is the difference between pre-qualified and pre-approved? Buyers often hear they need to be pre-qualified and pre-approved. While these are critical steps in the home buying process, people often use these terms interchangeably. The...
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Wire Fraud

Wire fraud is absolutely detrimental to the sale or purchase of real estate. Here are some tips to avoid wire fraud and to ensure your transaction runs smoothly. What Is Wire Fraud The dictionary defines...
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Homeowners Insurance

The topic of homeowners insurance may seem overwhelming. It is important to educate yourself on homeowners insurance. Research different companies, shop rates, and compare coverage. Similarly, compare premiums and deductibles and read reviews! The least...
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What Is PMI?

What is PMI or Private Mortgage Insurance? You hear this term tossed around quite a bit in the world of real estate. However, most people aren’t quite sure what it means or know if it’s...
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For Sale By Owner Colorado

For sale by owner may not always be the best option. The Colorado Springs real estate market is a strong seller’s market. However, having an experienced real estate agent on your side is always advised....
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Earnest Money

There are several opportunities within a contract for a buyer to get their earnest money back. Let’s go over them. What Is Earnest Money? Earnest money, also known as a “good faith deposit”, is put...
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Appraisal Gap In Colorado Springs

Buying a house in Colorado Springs right now can be down right brutal and appraisal gaps have become a necessity. Appraisal Gap Explained An appraisal gap is the difference between your offer on a home...
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